from the time the home loan bubble burst, mostly precipitated by irresponsible financing by big banking institutions, these same loan providers have now been reluctant to repeat the exact same blunder.

from the time the home loan bubble burst, mostly precipitated by irresponsible financing by big banking institutions, these same loan providers have now been reluctant to repeat the exact same blunder. Therefore, they’ve tightened their underwriting criteria, alert to laws that they could be forced to buy them back if they sell bad or unsupportable […]